Outside Canada, health care systems and costs can be very different. Without travel insurance, you are responsible for all expenses. Travel Insurance lets you focus on your trip, not the risks.
Here are some key benefits:
Emergency medical coverage: Helps protect you from the high cost of medical care outside Canada. Even a brief visit to an emergency room can cost far more than most travelers expect.
Trip cancellation protection: Helps you recover the cost of prepaid travel expenses if you need to cancel for a covered reason outlined in the policy. Many people assume cancellations will not happen to them, but even the best-planned trips can change unexpectedly. Having this coverage in place can help reduce the financial impact when plans fall through.
Lost or delayed baggage: Can help pay for essential items if your luggage is delayed, lost or damaged.
Emergency evacuation services: If a medical emergency occurs in a remote or under-equipped location, evacuation coverage can help ensure you reach the nearest appropriate medical facility. Coverage is typically limited to medically necessary evacuations and does not necessarily mean transport back to Canada.
24/7 travel assistance services: Canadian travel insurance plans often include 24/7 assistance to find medical care, replace documents or coordinate emergency services.
Coverage, limits, exclusions, and eligibility requirements, including pre-existing condition stability clauses, vary by policy and carrier. All coverages are subject to underwriting and eligibility criteria. Speak with a broker to understand what is and is not covered before you travel.
