Individual Insurance Health Plans

Health Insurance Individual Plans

What are the best individual health insurance plans in Ontario?

If your employer does not provide health insurance as a benefit in your company’s  group coverage, you may want to consider obtaining your own private health insurance.

A premium is the sum of money paid to an insurance company for insurance protection products. Employers who provide sponsored health insurance plans usually pay all or at least 50% of the premiums. It is natural to be concerned about the cost  of obtaining health insurance and benefits. However, depending on your provincial health coverage and the coverage you want, you have a wide variety of health insurance plans and rates to choose from. 

The process of buying your individual health and dental coverage is more involved than just choosing a corporate plan and having the premium payments deducted from your paycheck each month. Individual health insurance is for consumers who do not have an employer-sponsored health insurance plan. 

Costs for health-related services can add up quickly, whether you’re filling a prescription, visiting the dentist, getting new glasses or mapping out a course of treatment ( physiotherapy, massage therapy etc). Health insurance helps you manage routine and unexpected costs, protecting both your savings and lifestyle

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Individual Health Care Benefits in Canada

Health is wealth, as the saying goes. Challenging life choices, rising pollutant concentrations, among multiple other variables may all have a negative impact on one’s health, which may result in a variety of health problems and illnesses. The medical expenses necessary for treating conditions and illnesses are quickly rising in Canada. It is very wise to invest in health insurance plans to protect your cash savings from those large medical expenses necessary to  protect your life. 

Whether you need an all-around health and dental plan or targeted protection in a specific area, there are many that provide affordable, flexible coverage for prescription drugs, dental care, vision care, registered specialists and therapists, other extended health care services, semi-private or private hospital rooms, and catastrophic drug costs

How one of the many health care benefit, works that Experior has available

Getting the right health & dental protection is an important step towards a healthier life and insurance companies want you to live your longest, healthiest life. That’s why there’s a program that helps you learn about and improve your health. It also rewards you for your healthy choices along the way! With this program you can create personalized weekly goals, take steps to achieving  them and earn rewards. The more engaged you are and the healthier your choices, the more rewards you get. Reach out to us to get more details!

The primary goal of a health insurance plan is to ensure that you obtain the best healthcare plans possible without putting your finances at risk. Health insurance plans provide coverage for unexpected medical expenses. They include, among other benefits: hospital stays, prescription drug coverage, and vision care. As a result, instead of worrying about such hefty expenditures and life issues, you may concentrate on a quick recovery. 

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Why contact Experior Financial for your best health insurance plan?

You and your relatives’ health is paramount. That’s why Experior Financial makes it so easy to find individual health insurance policies. Utilizing Experior Financial’s proprietary financial tool, our associates will be able to browse the widest range of health plans accessible online and choose insurance that works for you. Following your application submission, Experior Financial will work on your behalf to acquire the protection that best suits your benefits – all without any additional charge.

We offer many types of insurance including a very special product called Experior’s Medical Recovery Benefit. Medical Recovery Benefits offers various cancer, hospitalization, medical expense and accident & sickness insurance– A simple series of plans to help you with an easier road to medical recovery. This product is purchased 100% online and is a fully digital process; quoting, application and policy underwriting are all done electronically! Unlike other coverage plans, the Medical Recovery Benefit does not require an exam from a doctor and coverage is issued instantly, with the entire process taking only about 15-20 minutes. 

Is your medication covered by insurance? You may narrow down your choices based on prescription coverage. Having trouble understanding your application? There is a well-trained support team that can answer any questions you may have and even follow up with your insurer to ensure that health insurance coverage begins as soon as possible. Get a quick, simple, and easy quote on health insurance for you or your family today. We do not only source for the best healthcare products, but also provide an expert financial savings plan and top notch services.


What are the basic types of health insurance for an individual?

There is extended health care, drug, and dental coverage.

Can you purchase individual health insurance?

Yes you can. If you want to find health insurance for yourself, your business, or your family, Experior can help you to find the coverage that best fits your needs. We work with different carriers who offer a wide range of options. Let our experts help you find and decide on the right product for you.

What is standalone health insurance?

Standalone insurance plans tend to have higher coverage and premiums. In most cases, the premiums for standalone health insurance policies are determined by the policy holder’s age and benefits needed.

Is family health insurance cheaper than an individual health insurance plan?

No, as you will be covering more people. Although it is less than buying each person an individual plan. Health insurance can be obtained by your employer or association. Depending on which coverage you obtain, you can apply for individual or family plans. If you decide to add family members to your health plan, the monthly premium will increase. However, individually owned health insurance is an effective way of securing an affordable rate for the medical expenses you may incur if you do not have others needing to be on your plan. Whether you are single or married, or have children, health insurance can ensure that you avoid financial difficulty during these times of need.

Can you purchase personal health insurance by yourself?

Yes, personal health insurance is available to anyone. In a family insurance plan, the same policy premium covers all family members under the plan.

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