Individual Health Insurance Plans

What are the best individual health insurance plans in Ontario?

If your employer does not provide health insurance as a benefit in your company’s  group coverage, you may want to consider obtaining your own private health insurance.

A premium is the sum of money paid to an insurance company for insurance protection products. Employers who provide sponsored health insurance plans usually pay all or at least 50% of the premiums. It is natural to be concerned about the cost  of obtaining health insurance and benefits. However, depending on your provincial health coverage and the coverage you want, you have a wide variety of health insurance plans and rates to choose from. 

The process of buying your individual health and dental coverage is more involved than just choosing a corporate plan and having the premium payments deducted from your paycheck each month. Individual health insurance is for consumers who do not have an employer-sponsored health insurance plan. 

Costs for health-related services can add up quickly, whether you’re filling a prescription, visiting the dentist, getting new glasses or mapping out a course of treatment ( physiotherapy, massage therapy etc). Health insurance helps you manage routine and unexpected costs, protecting both your savings and lifestyle

Individual Health Care Benefits in Canada

Health is wealth, as the saying goes. Challenging life choices, rising pollutant concentrations, among multiple other variables may all have a negative impact on one’s health, which may result in a variety of health problems and illnesses. The medical expenses necessary for treating conditions and illnesses are quickly rising in Canada. It is very wise to invest in health insurance plans to protect your cash savings from those large medical expenses necessary to  protect your life. 

What do health insurance plans cover?

Whether you need an all-around health and dental plan or targeted protection in a specific area, there are many that provide affordable, flexible coverage for prescription drugs, dental care, vision care, registered specialists and therapists, other extended health care services, semi-private or private hospital rooms, and catastrophic drug costs

How one of the many health care benefit, works that Experior has available

Getting the right health & dental protection is an important step towards a healthier life and insurance companies want you to live your longest, healthiest life. That’s why there’s a program that helps you learn about and improve your health. It also rewards you for your healthy choices along the way! With this program you can create personalized weekly goals, take steps to achieving  them and earn rewards. The more engaged you are and the healthier your choices, the more rewards you get. Reach out to us to get more details!

Protection against medical costs

The primary goal of a health insurance plan is to ensure that you obtain the best healthcare plans possible without putting your finances at risk. Health insurance plans provide coverage for unexpected medical expenses. They include, among other benefits: hospital stays, prescription drug coverage, and vision care. As a result, instead of worrying about such hefty expenditures and life issues, you may concentrate on a quick recovery.